Senior Credit AnalystSenior Credit Analyst
Business Unit Milgard Manufacturing
Job Posting Category Accounting/Finance
Country United States
Job Description SUMMARY OF POSITION:
The Senior Credit Analyst analyzes credit data to estimate degree of risk involved in extending credit to customers and maintains and/or strengthens relationships and maximizes the opportunity for sales while executing on credit goals.
KEY DUTIES & RESPONSIBILITIES:
· Contact banks, credit and trade associations,
salespeople and others to obtain credit information.
·Obtain and review personal and business credit reports of customers for determination of credit terms.
· Obtain credit ratings on customers, provide credit ratings based on reviewed information, review existing credit ratings for any changes needed. Communicate changes, etc. to Sales Manager and Finance Manager.
·Study economic trends in firms' industry or branch of industry to predict probable success of new customer.
·Responsible for collections, for following up on collections, placing accounts on credit hold as necessary, interacting with customers and with Sales personnel to ensure communication.
·Administration, processing and execution of construction liens to secure against and collect receivables.
·Administration and processing of consumer rebates as needed.
·Performs all credit administration tasks related to the credit and collection function including billing, credits, RMA's, liens, rebates, cash posting, reconciling customer accounts and collection activities, etc.
·Exercises certain level of decision-making authority as needed to maintain relationships and execute on results within acceptable company and management guidelines.
·Periodically visits customers in the field as needed to manage credit results and relationships.
·Maintain accounts/database to ensure credit ratings, debt, etc., are current and communicated to appropriate individuals.
·Supports month-end close activities including ensuring proper revenue recognition, closing the books and runs and distributes sales reports to sales personnel and management.
·Provide superior customer service to ensure customers (dealers, suppliers, sales personnel, etc.) have all necessary current information. Follow up to ensure resolution of issues.
·ExecutesMPSplans, achievesMPScommitments and works within the guidelines ofMPS; reflects Milgard's business values and the Milgard philosophy in all business interactions.
·Incorporates Milgard's vision and values into day-to-day activities and behaviors.
·Adheres to all facets of safety policies and procedures.
The above statements are intended to describe the general nature and level of work being performed by employees in this position. This is not intended to be an exhaustive list of all responsibilities.
LEVEL OF SUPERVISION:
·Minimum 5 - 7 years credit and collection experience and knowledge of accounts receivables
·Construction lien knowledge and experience preferred
·Experience in manufacturing environment preferred
·Excellent customer service skills required
·High School Diploma or GED required
·Associate's Degree or equivalent from two year college or technical school preferred
·Thorough knowledge of accounting basics with some general ledger experience
·Complete knowledge of MS Word and Excel required
·Ten key operation by touch
·Sense of urgency and self-motivation; ability to work independently
·Ability to work under pressure and meet deadlines
·Strong computer literacy with ability to learn new computer software programs
·Excellent written and oral communication skills
·Attention to detail with strong organizational skills
·Excellent customer service skills
·Read, write and understand the English language
·Possess basic math skills to perform calculations using fractions, addition, subtraction, multiplication and division
·Prolonged sitting and terminal use and minimal lifting of office equipment and supplies
·Hand dexterity and strength
·Overtime may be required
·Be able to lift up to 30 lbs. periodically
·Work performed indoors in a climate controlled environment
·Multiple phone lines
Milgard does not tolerate discrimination of any type, and offers equal employment opportunity to all qualified persons without regard to race, color, religion, sex, natural origin, age, disability or medical condition, sexual orientation, marital status, veteran status or any other considerations made unlawful by Federal, State or local laws. We believe in providing eligible and qualified employees with opportunities to advance. Milgard is an at-will employer.
E-Verify English Milgard is an Affirmative Action and Equal Opportunity Employer
Milgard is an E-Verify employer. E-Verify is an Internet based system operated by the Department of Homeland Security (DHS) in partnership with the Social Security Administration (SSA) that allows participating employers to electronically verify the employment eligibility of their newly hired employees in the United States. Please click on the following links for more information.
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